Stay Fully Compliant with UAE AML Regulations

At Profit and Loss Accounting we are fully committed to maintaining the highest standards of integrity and compliance with Anti-Money Laundering (AML) regulations in the UAE and internationally.

In the UAE, businesses must comply with Federal Decree-Law No. (20) of 2018, Cabinet Decision No. 10 of 2019, and the requirements of the Financial Intelligence Unit (FIU) through the goAML platform.

Non-compliance may lead to heavy fines, license suspension, and even criminal liability.

We provide complete AML compliance support to ensure your business meets all regulatory requirements and follows global best practices.

Industries We Serve

The UAE identifies several sectors as Designated Non-Financial Businesses and Professions (DNFBPs) and high-risk industries that must comply with AML/CFT laws.

We support the following sectors:

1. Real Estate Brokers & Developers
• Property transactions
• Tenant/Buyer verification
• High-value cash transaction monitoring

2. Auditors & Accounting Firms
• Client KYC
• Beneficial ownership checks
• AML policy implementation

3. Dealers in Precious Metals & Stones (DPMS)
• Gold, jewellery & diamond businesses
• Transaction monitoring & risk assessment

4. Legal Consultants & Corporate Service Providers
• Company formation
• Trust/ownership transparency
• Enhanced due diligence

5. Virtual Asset / Cryptocurrency Related Businesses
• Wallet monitoring
• Blockchain risk assessment


Our AML Compliance Services

1. Customer Due Diligence (CDD)
• Identity verification
• Beneficial Owner (UBO) checks
• Risk profiling
• Document collection & screening

2. Enhanced Due Diligence (EDD)
For high-risk clients and transactions:
• Source of funds checks
• Politically Exposed Persons (PEP) screening
• High-risk jurisdiction analysis

3. goAML Registration & Reporting
• Complete goAML registration
• Suspicious Transaction Report (STR) preparation & submission
• Suspicious Activity Report (SAR) assistance
• Ongoing FIU compliance

4. AML Policy & Procedure Development
• AML/CFT Policy
• KYC forms and templates
• Risk assessment frameworks
• Internal control system setup

5. AML Risk Assessment
• Enterprise-wide AML Risk Assessment (EWRA)
• Client/transaction risk classifications
• Control gap analysis

6. AML Training for Employees
• On-site or online training
• Regulatory updates
• Sector-specific case studies

7. Ongoing AML Compliance Outsourcing
• Monthly/weekly compliance checks
• Screening & monitoring
• Compliance officer support
• Record keeping & reporting support

8. Sanctions, PEP & Adverse Media Screening
• Real-time screening tools
• Automated or manual screening options

9. Independent AML Audit
• Annual AML audit
• Compliance effectiveness review
• Regulatory compliance report

Why Choose Us?
✔ UAE AML Regulation Experts
Experienced team with strong knowledge of UAE AML/CFT laws.

✔ End-to-End Compliance Support
From registration to policy creation and ongoing monitoring.

✔ Affordable Pricing for SMEs
Designed for startups, DNFBPs, traders, and service companies.

✔ 100% Confidential & Secure
All data handled with the highest privacy standards.

✔ Tailored Solutions for Your Industry
We design AML frameworks specific to your business model and risk level.


Ready to achieve full AML compliance in the UAE?
Contact us today to schedule a free consultation.
We will evaluate your current compliance status and suggest the best solutions for your business.

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